Free Kasasa® Checking Accounts
Our Kasasa accounts have no monthly service fees and reward you in cash every month. Just do simple
activities, like using your debit card, to get rewarded. There are no minimum balance requirements.

Free Kasasa Cash® 

  • 2.50% APY* on balances up to $10,000
  • 0.20% APY on balances over $10,000
  • 0.01% APY* if qualifications aren’t met
  • Complete list of benefits can be found here

*APY = Annual Percentage Yield. (1) Balances up to $10,000 receive APY of 2.50%; and balances over $10,000 earn 0.20% interest rate on the portion of balance over $10,000, resulting in a range from 2.50% – 0.41% APY depending on the account’s balance.

Free Kasasa Cash Back® 

  • 4.00% cash back on debit card purchases*
    • No category restrictions on purchases
    • Cash back earned on up to $250 in purchases monthly
    • Earn up to $120 cash back per year, $10 per month
    • Complete list of benefit can be found here

Savings Rates

Effective Quarter Ending September 30, 2018

BALANCE APY* APR* (range of rate)
$200.01 – $2,000.00 .20 % .20 %
$2,000.01 – $10,000.00 .30 % .30 %
$10,000.01 and above .50 % .50 %

Interest is earned on balances over $200 each day and calculated on the average daily balance. *APY = Annual Percentage Yield.

Rates subject to change without notice.

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Loan Rates

Effective July 2018

*New is classified as 2017 – 2018 never titled or less than 8000 miles.

NEW VEHICLES
Term APR* (Range of Rate)

2017-2018*
 4 Years
2.74%

2017-2018*
5 Years
2.99% – 12.34%

2017-2018*
6 Years
3.24% – 13.49%
*APR is the Annual Percentage Rate.

 

Term is based on year of vehicle

USED VEHICLES
Term APR* (Range of Rate)

2017 and Older
Up To 5 Years
3.49%-13.99%
*APR is the Annual Percentage Rate.

 

*Never titled or less than 8000 miles.Term is based on the year of the vehicle.

NEW RV’s
Term APR* (Range of Rate)

Term is based on year of vehicle
Up To 5 Years
3.69%-13.49%

Term based on loan amount
Up to 8 Years
4.19%-14.49%
*APR is the Annual Percentage Rate.

 

Term is based on year of vehicle.

USED RV’s
Term APR* (Range of Rate)

2017 and Older
Up To 8 Years
4.69%-15.49%
*APR is the Annual Percentage Rate.

 

MISCELLANEOUS LOANS
APR* (Range of Rate)
Share Secured Loan
2.40%
Emergency Help Loan  28%
Line of Credit
10-19%
Unsecured Loan
10-19%
Home Equity Line of Credit
4.95% (adjustable)
*APR is the Annual Percentage Rate.

 

Mortgage Loans

We are partnered with Mortgage Solutions, LLC, to provide you with the best options to meet your home loan needs. As a Mercy CU member, you benefit from competitive rates, low fees and multiple product options. The best part is there is NO fee to apply, checking your options is FREE!
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