Savings Rates

Effective Quarter Ending June 30, 2017

BALANCE APY* APR* (range of rate)
$200.01 – $2,000.00 .10 % .10 %
$2,000.01 – $10,000.00 .20 % .20 %
$10,000.01 and above .40 % .40 %

Interest is earned on balances over $200 each day and calculated on the average daily balance. *APY = Annual Percentage Yield.

Rates subject to change without notice.

ncua

 


Loan Rates

Effective January 2017

*New is classified as 2016 – 2017 never titled or less than 8000 miles.

NEW VEHICLES
Term APR* (Range of Rate)

2016-2017*
Up To 5 Years
2.24% -11.84%

2016-2017*
6 Years
2.74% – 12.99%
*APR is the Annual Percentage Rate.

 

Term is based on year of vehicle

USED VEHICLES
Term APR* (Range of Rate)

2016 and Older
Up To 5 Years
2.74%-12.99%
*APR is the Annual Percentage Rate.

 

*Never titled or less than 8000 miles.Term is based on the year of the vehicle.

NEW RV’s
Term APR* (Range of Rate)

Term is based on year of vehicle
Up To 5 Years
3.69%-13.49%

Term based on loan amount
Up to 8 Years
4.19%-14.49%
*APR is the Annual Percentage Rate.

 

Term is based on year of vehicle.

USED RV’s
Term APR* (Range of Rate)

2016 and Older
Up To 8 Years
4.69%-15.49%
*APR is the Annual Percentage Rate.

 

MISCELLANEOUS LOANS
APR* (Range of Rate)
Share Secured Loan
2.40%
MasterCard Credit Card
Line of Credit
10-19%
Unsecured Loan
10-19%
Home Equity Line of Credit
4.95%
*APR is the Annual Percentage Rate.

 

We are partnered with Mortgage Solutions, LLC, to provide you with the best options to meet your home loan needs. As a Mercy CU member, you benefit from competitive rates, low fees and multiple product options. The best part is there is NO fee to apply, checking your options is FREE!
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